Blood tests
A blood test is any test designed to discover abnormalities in a sample of a person's blood, such as the presence of alcohol, drugs or bacteria or to determine the blood group.
Important note about blood tests
Discovery Health does not cover some blood tests (such as the ALCAT test). To find out if a specific blood test is covered you can access Do We Cover on this website.
The way we pay for blood tests depends on your plan type and if you have the blood test in or out of hospital.
Executive plan
Blood tests done in and out-of-hospital
We will pay these claims from your Medical Savings Account (MSA), as long as you have money available. We may also pay these claims from your Above Threshold Benefit up to a maximum of the Discovery Health Rate if you have reached the Annual Threshold.
Comprehensive and Priority Series
Blood tests done in-hospital
We pay for the blood tests from the Hospital Benefit up to a maximum of the Discovery Health Rate as long as it is related to your confirmed hospital admission.
Blood tests done out-of-hospital
We will pay these claims from your Medical Savings Account (MSA), as long as you have money available. We may also pay these claims from your Above Threshold Benefit up to a maximum of the Discovery Health Rate if you have reached the Annual Threshold.
Saver Series
Blood tests done in-hospital
We pay for the blood tests from the Hospital Benefit up to a maximum of the Discovery Health Rate as long as it is related to your confirmed hospital admission.
Blood tests done out-of-hospital
We will pay these claims from your Medical Savings Account (MSA), as long as you have money available.
Core Series
Blood tests done in-hospital
We pay for the blood tests from the Hospital Benefit up to a maximum of the Discovery Health Rate as long as it is related to your confirmed hospital admission.
Blood tests done out-of-hospital
Because the Core Series does not have a Medical Savings Account, you need to pay for blood tests done out of hospital.
KeyCare Series
Blood tests done in-hospital
We pay for the blood tests from the Hospital Benefit up to a maximum of the Discovery Health Rate as long as it is related to your confirmed hospital admission.
Blood tests done out-of-hospital (only covered on the KeyCare Plus Plan)
We pay for blood tests if your chosen general practitioner in the KeyCare GP network requests it and if the blood tests is on the list of blood tests that we cover. Your chosen KeyCare GP will know which blood tests are covered and which are not.
